Food can be one of the spendiest areas in your budget if you don’t have a handle on your spending. While there are several reasons your money can just disappear at the grocery store, you are still ultimately in control of how it is being spent.
For those of you who get my emails, you know I focus more on preparedness than any other subject. While I believe strongly in the other topics I write about, preparedness is where my heart is at home. I still strongly believe in self-sufficiency. I believe that personal responsibility and taking care of yourself is the way to live. Preparedness, though, is how I feel the most secure when events happen. I’m sure you have felt some alarm and that…
I have lived in the Midwest all my life. Snow, snowstorms, ice storms, and blizzards are just a part of life. In fact, you can get a bit immune to them. You know almost exactly when the school is going to let out early or call it for the day. With the great advances in technology, you know when the storms are going to hit which gives us ample time to get ready. Some storms are definitely worse than others….
When the coronavirus pandemic happened, one of the things people were not prepared for was to work from home. A fair amount of people did end up working from home. Many people are still working from home and companies are finding out this is a better solution for everyone. This is one area of preparedness that I think very few people give any thought to but needs to be addressed because in most situations you will be doing some kind…
One topic that keeps coming up on social media right now is that 2020 was the worst year and that 2021 has to be better. You also see memes and pictures that say that we need to go into 2021 quietly so it isn’t a bad year. This year has been different. As much as I hate all the memes and pictures on social media about 2020 being the worst year, it definitely has been a different year. In my…
Okay, you have a financial emergency happening. You may have lost your job or half your income. You may be working fewer hours at home. You may have overspent on the holidays. You may not be able to pay your bills. You may be facing a repossession or a foreclosure. You may be facing a divorce or other significant life change. I have been faced with many of these scenarios. Life is not always easy even if you are prepared….