We all like to be warm in the winter. Some people like a cooler house and some people like a warmer house. I like a warmer house, but my budget does not like a warmer house. So I try to keep the thermostat set to 66-68 degrees. Two weeks ago, however, I caved. It was so cold! My house was freezing so I turned it up to 70 degrees. Being that high took the edge off of the chilly. This…
No one wants to think about evacuating their home. I know I would not leave mine until I absolutely had to or was forced to leave. However, in being prepared, we have to think about all possibilities whether we want to or not.I live in a rural area. I know my evacuation routes by heart. I have them marked on a map that is always in my vehicle. I carry maps of Minnesota and Iowa because those are the two…
I have been a purging fool the last couple of weeks. And it feels good! However, I have trouble with some of this stuff just going to the thrift shop or Goodwill. The stuff we are getting rid of is really nice stuff.This week’s mission is to sell something you don’t need anymore. We all have books, clothes, crystal dishware, drinking glasses, etc. that are just collecting dust on the shelf or in a closet somewhere. Find one thing you…
In the 13 Ways To Save Money In The New Year post, point #13 was to find someone to be an accountability partner for spending and budget-making ideas.
Before you can look for an accountability partner, you need to do something first. You need to make a budget.
I know, I know. Making a budget is really, really, really hard.
Food storage is our number-two way to be prepared for almost any crisis or situation that can arise in our lives. (Number one is water and water storage.) Our food storage can see us through lean times, no money times, power outages, and other crises. Simply put, we all need food storage. Now, let us all be real here. We all have food in our food storage and pantries that is close to or past its expiration date. I am…
One of my goals for the year is to live as frugally as possible. What I am really saying is that we are going on a spending fast. We will literally be cutting back on expenses and saving as much money as possible. My finances are not where I want them to be and I need to change that.