Time To Get Serious
Time to get serious about my spending and tighten down the hatches. And maybe, just maybe, if I tell you all about this I will have to be more accountable for myself. First of all: DID YOU KNOW THAT WE ONLY HAVE 72 DAYS UNTIL CHRISTMAS?!?! If that wasn’t enough to inspire panic in my (and possibly your) heart, I have another problem. Until next spring, I have a $165 a month car payment. Add to that, a raise in…