Okay, you have a financial emergency happening. You may have lost your job or half your income. You may be working fewer hours at home. You may have overspent on the holidays. You may not be able to pay your bills. You may be facing a repossession or a foreclosure. You may be facing a divorce or other significant life change. I have been faced with many of these scenarios. Life is not always easy even if you are prepared….
(Updated 5/4/2026. This was first posted in November 2020 during the worst of the pandemic. While that crisis is considered over, this information remains pertinent. Another pandemic will occur and be considerably worse than the one in 2020. Be prepared!) In the last week, the media has been reporting the certainty of another lockdown occurring in the next 3-4 months. While we may want to call foul and stomp our feet, this is certainly not the time to be unprepared…
One of the biggest problems facing the world today is food. Particularly how much food is wasted when there are so many people who would be happy to eat it. Grocery stores throw out perfectly good food every day and lock it into dumpsters. Restaurants scape tons of food into the trash every day because people do not finish their meals and don’t wish to take them home.In other words, food waste is a real problem! The problem isn’t limited…
Finances are a hot topic any day. We are all looking for ways to save money and ways to better spend our money. With daily and monthly expenses threatening to overwhelm us, who wouldn’t be interested in how to make our dollars go further? Financial preparedness is just as important as emergency preparedness. We need to be ready for anything. Making a dollar go further, saving money, and getting out of debt should be at the top of our prepping…
The day after Black Friday is Small Business Saturday. Why do corporate businesses come before small businesses? Because they have the money for advertising and mind control. They have bigger budgets, more staff, and more time to infiltrate your consciousness and convince you to spend your hard-earned money on them. However, small businesses should be taking precedence this holiday season and all year round. Why? Because small businesses are the backbone of this country. We couldn’t live without them. All…
Sometimes you go through life like you own it. You have your priorities right, your life in order, and everything going well.
Then, wham! You get hit with a medical emergency. You lose your spouse. You get divorced or separated. You have to suddenly move. You are faced with bills you did not realize you owed and now are in collections.