Making a Budget: No One Wants To, But We Need To!
In the 13 Ways To Save Money In The New Year post, point #13 was to find someone to be an accountability partner for spending and budget making ideas.Before you can look for an accountability partner, you need to do something first. You need to make a budget.I know, I know. Making a budget is really, really, really hard. I know because I struggle with it too. However, I am determined to make a budget this year, adjust it when necessary,…