If you are one of those lucky people who get a tax refund, consider yourself blessed. I do! I didn’t get as much back as last year and I am perfectly okay with that. However, my tax refund goes towards stocking and restocking my house as well as the necessities and priorities that need to be taken care of. New shelving! One of last year’s purchases! First of all, if you are in debt, please pay off your debts first….
Updated 2/15/2026 (Preparedness on the Cheap is a series of articles for the prepper and everyone else who doesn’t have a lot of money, but needs to take steps to be prepared. A good deal of prepping is learning, planning, and organizing. Prepping doesn’t have to cost a lot of money, but does involve a lot of doing!)One thing most people fail to plan for is evacuation. Making evacuation plans and practicing them is a very frugal and cheap way…
One of the cheapest preparedness activities you can do is to make a phone list. This very easy activity will give you and your family peace of mind when an emergency arises. This list will also let your family know who you prefer to do business with as well as who to call if they can not contact you.You might think you have all the important numbers memorized, but that does not mean your children, any caretakers, or other family…
Dear Single Mamas: Life Does Get Better. Someone said this to me when I was going through my divorce and I thought I couldn’t be a single mama, full-time working mama, soccer mama, and whatever hat I also needed to wear. I thought life was going to be even harder when I realized I was truly on my own and their father wasn’t going to be an active part of their life. But life got better. And it will for…
…And this is a holiday that I don’t care for. Commercials proclaiming “Show her your love on this special day.” Really? If you really are in love, shouldn’t you be showing her or him your love everyday? To me, love is not flowers, jewelry, expensive clothes, expensive dinners, and whatnot. Those things are nice and can show appreciation, but to me they do not show love. Love is changing the oil in the car, changing the light bulb when it…
Some days, it is a war in my mind. The war isn’t a new one, at least not to me. I am sure it is not a new one to anyone. The war of doing something the easy way versus doing something challenging or will challenge me. I have written about laziness and entitlement before. This is not what I mean in this respect. A lot of people find life easier by taking the easy way: everything handed to them,…