I had a discussion with a friend a few months ago and we came to a point that we had to agree to disagree. We were discussing what you should tell your kids about your finances. This can be a sticky area for most families. I would like to tell you how I handle finances with my kids and what I do with them. First of all, I will not lie to my kids about money. If I don’t have…
(From Christmas 2010 – My kids were so little!) Time to start thinking about Christmas! What that you say, Erica? Not ready for that Christmas thing! Me neither, but let’s get a positive attitude about it! We have three months and two weeks until Christmas! I also have two birthdays in that time so a little more creative planning is involved. I like to think ahead about these things and get the ball rolling. I have simplified Christmas to only…
With everything in life, when you are being hardcore about your spending and budget, something will challenge it. The challenge for my budget for at least 9-10 months out of the year is school. Something always comes up that is not planned on. With this week, Paige was going on a class retreat and need to help provide snacks. $6.00 for those snacks because homemade food is a no-no in this school district. I also bought a school shirt for…
I wanted to start something for the weekends and I couldn’t really decide what. I have a lot of interests and I read about a lot of different things. I always want to share that information with you and I couldn’t decide on the best way for a long time. I always want to sound like the expert and share this information with you after I tried it, but you know I just don’t have the time to try everything…
Due to some unexpected expenses and trying to get caught up on some other bills that I was working on paying off, I am declaring a No Spend September. I am also extending an invitation to you all to join me! A No Spend Month can look a little different for everyone. Some people will choose to live off what they have in the pantry and some will allow a minimum budget for the grocery store. Some will have some…
I am feeling a little lost right now. We are looking at several big changes happening to us over the next week. Four kids going three different directions.College and high school. Junior high school and elementary school at a completely new-to-us school district.School starting next week.A kid moving to college at the end of the week. A mama feeling a little frazzled over logistics and change. Change happens, but I am not a fan of it for various reasons. However,…