Planning for Christmas – Week 1

Planning for Christmas – Week 1

As I mentioned in the Christmas in September post last week, we will be getting ready for Christmas one week at a time! We have plenty of time, we just need to get it planned! This week we will be doing a couple of things. None of them are too difficult and will help you keep it altogether! First, find yourself a notebook to write in. This can be anything that contains paper! You might want a small notebook that…

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Monday Frugal and No Spend Update

Monday Frugal and No Spend Update

Since we are all about keeping it real on this blog, I will admit this last week has sucked. Big time. Getting back on track financially and doing what I can to make some extra money is getting very difficult. Thank you to the State of Iowa for “helping” in this endeavor. You have not made my life any easier this last week with cutting a few services as well as allowing the child support to drop down even though…

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Weekend Links!

Weekend Links!

It’s the weekend! Time to conquer and divide! But be sure to relax too! I have a lot of interests and I read about a lot of different things. I always want to share that information with you and I couldn’t decide on the best way for a long time. I always want to sound like the expert and share this information with you after I tried it, but you know I just don’t have the time to try everything I…

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Kids and Finances – What Do You Tell Them?

Kids and Finances – What Do You Tell Them?

I had a discussion with a friend a few months ago and we came to a point that we had to agree to disagree. We were discussing what you should tell your kids about your finances. This can be a sticky area for most families. I would like to tell you how I handle finances with my kids and what I do with them. First of all, I will not lie to my kids about money. If I don’t have…

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Christmas in September – What?!?!

Christmas in September – What?!?!

 (From Christmas 2010 – My kids were so little!) Time to start thinking about Christmas! What that you say, Erica? Not ready for that Christmas thing! Me neither, but let’s get a positive attitude about it! We have three months and two weeks until Christmas! I also have two birthdays in that time so a little more creative planning is involved. I like to think ahead about these things and get the ball rolling. I have simplified Christmas to only…

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Monday Frugal and No Spend Challenge Update

Monday Frugal and No Spend Challenge Update

With everything in life, when you are being hardcore about your spending and budget, something will challenge it. The challenge for my budget for at least 9-10 months out of the year is school. Something always comes up that is not planned on. With this week, Paige was going on a class retreat and need to help provide snacks. $6.00 for those snacks because homemade food is a no-no in this school district. I also bought a school shirt for…

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