Money is a necessary evil. We need it to pay bills, buy necessities, and put gas in the car. While we hear of people (and possibly know people) who might be able to live without money, it is nearly impossible to do so.
Winter is barreling down the tracks as we speak! Since it always promises to be a cold winter here in the Midwest, I thought I would share some tips and tricks to stay warm this winter and not have to crank up that thermostat! Saving money is more important than ever now so if you can find ways to keep the bills low, you can save even more money! Before you start these tips though, you and your family need…
Being frugal is not hard, but many people make mistakes in their frugal journey in life. Saving money, making smart decisions, choosing used over new, choosing quality over cheap, and being conscious of where your money goes is time-consuming and somewhat exhausting.However, most people believe they are being frugal without even realizing that they aren’t being frugal at all. We all like to think we are frugal until we make these mistakes:1. Grocery shopping without a meal plan or a…
Christmas time can just be a crazy time! So many people you want to give gifts to, so many things your kids want, and only so much money to spend in your wallet! What is a person supposed to do? I am here to help you! I use these tips to help me save money at Christmas and still feel good about the holidays. These tips can help you, too! 1. Set a budget! I set a $75…
Quite honestly, this has been one of my biggest money-saving moves.
Something interesting happened to me yesterday. I got my utility bill for last month. The fun thing is that it went down! Please let me back up and explain a few things. My whole house is electric. My bill will never be under $200 unless I put in solar panels or don’t live there for a month. For the last four years, I had been on budget billing, which had been working out for me. Until October. The utility company…