You can focus on your daily spending. Most of us probably think our spending game is on point, but we all have work to do in this area if we are honest. Most of these suggestions are simple and you may have heard them before. However, hearing them doesn’t mean you are practicing them.
Saving money seems to be the name of the game lately. With rising inflation, rising store costs, and a generally higher cost of living, people are looking for any way possible to cut corners and trim costs. The problem is that most people don’t want to sacrifice any comforts to really save money when they need to really buckle down. Then the consequences of not buckling down to save a lot of money hit them really hard and they end…
If you have been shopping lately, you have probably noticed an uptick in prices. Grocery stores have been no exception to this.
Food can be one of the spendiest areas in your budget if you don’t have a handle on your spending. While there are several reasons your money can just disappear at the grocery store, you are still ultimately in control of how it is being spent.
Okay, you have a financial emergency happening. You may have lost your job or half your income. You may be working fewer hours at home. You may have overspent on the holidays. You may not be able to pay your bills. You may be facing a repossession or a foreclosure. You may be facing a divorce or other significant life change. I have been faced with many of these scenarios. Life is not always easy even if you are prepared….
(Updated 5/4/2026. This was first posted in November 2020 during the worst of the pandemic. While that crisis is considered over, this information remains pertinent. Another pandemic will occur and be considerably worse than the one in 2020. Be prepared!) In the last week, the media has been reporting the certainty of another lockdown occurring in the next 3-4 months. While we may want to call foul and stomp our feet, this is certainly not the time to be unprepared…