Want to Save Money? Lose The Emails That Help You Part From Your Money!
Quite honestly, this has been one of my biggest money-saving moves.
Quite honestly, this has been one of my biggest money-saving moves.
Something interesting happened to me yesterday. I got my utility bill for last month. The fun thing is that it went down! Please let me back up and explain a few things. My whole house is electric. My bill will never be under $200 unless I put in solar panels or don’t live there for a month. For the last four years, I had been on budget billing, which had been working out for me. Until October. The utility company…
In the 13 Ways To Save Money In The New Year post, point #13 was to find someone to be an accountability partner for spending and budget-making ideas.
Before you can look for an accountability partner, you need to do something first. You need to make a budget.
I know, I know. Making a budget is really, really, really hard.
One of my goals for the year is to live as frugally as possible. What I am really saying is that we are going on a spending fast. We will literally be cutting back on expenses and saving as much money as possible. My finances are not where I want them to be and I need to change that.
Hallowe’en is so much fun! I love seeing all the kiddos dressed up in costumes, pumpkin carving, pumpkin-flavored everything, and the creativity that comes with it all. I think I even like Hallowe’en a little more than Christmas, but that may be because I don’t want all the commercialism that goes with Christmas! Hallowe’en can be done frugally, very frugally. For several years, we have not bought many costumes nor spent a lot on decorations. I am not one…
So now that you all know I am so far from perfect that only grace can save me, I will share the tips I use for myself to help keep your worries to a minimum.